Joseph Richards

I graduated from Kent State University in 2002. Went to work for the financial institution MBNA/Bank of America in 2002, and worked there for 11 years in many different positions. I worked for a short period of time in pharmaceutical sales for AstraZeneca between 2013-2016. Since 2016 I have been working exclusively in home loan finance with Nations Lending from 2016-2019, and currently with Magnolia Bank since 2019. I feel very fortunate to be working for Magnolia Bank because of the great support team we have here. With over 20 years’ experience in finance I am here to assist you through the entire home loan process. Please feel free to reach out to me anytime.

Joseph Richards

jrichards@magnoliabank.com

216.333.1556

NMLS  920065