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Joseph Richards

"We Have A Personal Way"

I graduated from Kent State University in 2002. Went to work for the financial institution MBNA/Bank of America in 2002, and worked there for 11 years in many different positions. I worked for a short period of time in pharmaceutical sales for AstraZeneca between 2013-2016. Since 2016 I have been working exclusively in home loan finance with Nations Lending from 2016-2019, and currently with Magnolia Bank since 2019. I feel very fortunate to be working for Magnolia Bank because of the great support team we have here. With over 20 years’ experience in finance I am here to assist you through the entire home loan process. Please feel free to reach out to me anytime.

Apply now for a better mortgage experience with Magnolia Bank

Apply with Joseph

Joseph Richards

jrichards@magnoliabank.com

216.333.1556

NMLS  920065

 

 

Headquarters

Magnolia Bank
4910 N L& N Turnpike
Magnolia KY  42757

 

Mortgage Operations

Magnolia Bank
637 South Lincoln Blvd
Hodgenville KY  42748
270-283-4317 (phone)

NMLS  423028     |     EQUAL HOUSING  LENDER     |     MEMBER FDIC

Copyright 2019 Magnolia Bank.  All Rights Reserved.

 

Privacy Policy     Website Privacy Policy     California Consumer Privacy Notice

New Applicants

For questions about a mortgage application currently in process, please reach out to your Mortgage Loan Officer.  If you are not sure who your Mortgage Loan Officer is, please email our Mortgage Help Desk at mortgagehelpdesk@magnoliabank.com.


Home Loan Servicing Customers

For questions about the servicing of your loan, including payments and escrow accounts, please call 833.349.1752 or email mortgageservicing@magnoliabank.com

 

Customer Feedback

For complaints or to provide feedback, please email complaints@magnoliabank.com.


Magnolia Bank Retail Banking Customers

For questions related to your bank account, CD, debit card, or non-mortgage loan, please visit our online banking website, or email customerservice@magnoliabank.com.

Headquarters

Magnolia Bank
4910 N L& N Turnpike
Magnolia KY  42757

 

Mortgage Operations

Magnolia Bank
637 South Lincoln Blvd
Hodgenville KY  42748
270-283-4317 (phone)

NMLS  423028     |     EQUAL HOUSING  LENDER     |     MEMBER FDIC

Copyright 2019 Magnolia Bank.  All Rights Reserved.

 

Privacy Policy     Website Privacy Policy     California Consumer Privacy Notice